reload
DECIDER MENU
Target/RetirementCorpus/ Deactivated
OR
Desired current pension Activated
OR
SWP/Pension plus amt
OR
SIP amt LumpSum
Maturity =₹
Maturity ==₹
Total SWP =
Total Benefit(Swp+Matu) =
Total SIP(deposits) =
XIRR

CAPITIALGAIN Vs

SUBMIT

NOTES:

Minimum SIP / SWP are 500
Minimum desired pension at current level is 500
Minimum Target/RetirementCorpus is as per calculation on other parameters

The startup shows the values of SIP SWP and targetCorpus based on the default value for the role model value of current pension of ₹

You can input any of the four decider parameters after feeding inputs of Corpus building period and post retirement inputs above if any

Target Corpus is the fund value, one desires at the end of corpus building process, that is at the time of retirement and ready for SWP/pension

Desired current pension is the pension or survival money based on required for a role model couple spending at the current level. The startup default provided is ₹ pm.

SWP/Pension input can be edited and given if you want to calculate other decider parameters. By this way you will be forcing this amount as the starting pension amount at the time of retirement.

SIP amount can be edited to specify during the current level, that is the capacity of investment either with stepUp or without stepup.
StepUP is decided on the input value of the corresponding stepUp % zero or not.
If zero stepUP means a fixed SIP.
Similarly zero stepUp in post retirement period means fixed SWP

FOR THE PROPER VALUE OF SIP/swp AFTER ROUNDINGOFF TO NEAREST RUPEE CAN BE SEEN IN CORRESPONDING AUDIT TABLES GIVEN BELOW

HIGHLIGHTS

SIP return: | PostRetReturn:

SIP Years:+Mora: | PostRetYears:

SIPStepUp:  | SWPStepUp:

SIP:  | ... | 

SWP/pension:  | ... | 

CurrentLevePenVal:(@6%Inflation)

RetCorpus:

TotalDep:

TotalPension:

Maturity:

TotalBenefit: