Principal:423015.00 Rate of Intt:7.27705
Compounding mode:Yearly compounded
ICICI prulife ANNUITY SCHEME 5
entry age=62
Joint life last survivor with return of purchase amount
Option 7 - Inflapro - pension starts at first year, increases every year, further pension static after term will full as last pension amt
Having maturity value
Term: 23 years Moratorium=NIL
| Year | B/F | Payout | Interest | C/O/Balance | NAV(FV:10) | |
|---|---|---|---|---|---|---|
| year 1(1)/AGE 62 | 4,23,015.00 | 7,751.05 | 30,218.97 | 4,45,482.92 | 10.5311 | |
| year 2(1)/AGE 63 | 4,45,482.92 | 8,526.16 | 31,797.56 | 4,68,754.32 | 11.0812 | |
| year 3(1)/AGE 64 | 4,68,754.32 | 9,378.78 | 33,428.99 | 4,92,804.53 | 11.6498 | |
| year 4(1)/AGE 65 | 4,92,804.53 | 10,316.66 | 35,110.88 | 5,17,598.75 | 12.2359 | |
| year 5(1)/AGE 66 | 5,17,598.75 | 11,348.33 | 36,840.10 | 5,43,090.52 | 12.8385 | |
| year 6(1)/AGE 67 | 5,43,090.52 | 12,483.16 | 38,612.56 | 5,69,219.92 | 13.4562 | |
| year 7(1)/AGE 68 | 5,69,219.92 | 13,731.48 | 40,423.17 | 5,95,911.61 | 14.0872 | |
| year 8(1)/AGE 69 | 5,95,911.61 | 15,104.63 | 42,265.61 | 6,23,072.59 | 14.7293 | |
| year 9(1)/AGE 70 | 6,23,072.59 | 16,615.09 | 44,132.22 | 6,50,589.72 | 15.3798 | |
| year 10(1)/AGE 71 | 6,50,589.72 | 18,276.60 | 46,013.74 | 6,78,326.86 | 16.0355 | |
| year 11(1)/AGE 72 | 6,78,326.86 | 20,104.26 | 47,899.19 | 7,06,121.79 | 16.6925 | |
| year 12(1)/AGE 73 | 7,06,121.79 | 22,114.69 | 49,775.54 | 7,33,782.64 | 17.3464 | |
| year 13(1)/AGE 74 | 7,33,782.64 | 24,326.16 | 51,627.50 | 7,61,083.98 | 17.9918 | |
| year 14(1)/AGE 75 | 7,61,083.98 | 26,758.78 | 53,437.21 | 7,87,762.41 | 18.6225 | |
| year 15(1)/AGE 76 | 7,87,762.41 | 29,434.66 | 55,183.89 | 8,13,511.64 | 19.2312 | |
| year 16(1)/AGE 77 | 8,13,511.64 | 32,378.13 | 56,843.48 | 8,37,976.99 | 19.8096 | |
| year 17(1)/AGE 78 | 8,37,976.99 | 35,615.94 | 58,388.21 | 8,60,749.26 | 20.3479 | |
| year 18(1)/AGE 79 | 8,60,749.26 | 39,177.53 | 59,786.19 | 8,81,357.92 | 20.8351 | |
| year 19(1)/AGE 80 | 8,81,357.92 | 43,095.28 | 61,000.79 | 8,99,263.43 | 21.2584 | |
| year 20(1)/AGE 81 | 8,99,263.43 | 47,404.81 | 61,990.18 | 9,13,848.80 | 21.6032 | |
| year 21(1)/AGE 82 | 9,13,848.80 | 52,145.29 | 62,706.60 | 9,24,410.11 | 21.8528 | |
| year 22(1)/AGE 83 | 9,24,410.11 | 57,359.82 | 63,095.68 | 9,30,145.97 | 21.9884 | |
| year 23(1)/AGE 84 | 9,30,145.97 | 63,095.80 | 63,095.67 | 9,30,145.84 | 21.9884 | |
| Adjustment | +1.86 | 20.4969 | ||||
| Further pension(on survival) | 63,095.80 | |||||
| Surrender val(on death) | 8,67,051.90 | |||||
| ||||||
| Suggested INFLAPRO OPTIONS:
Option 7 - Inflapro - pension starts at first year at Rs.7,751.05 Yearly compounded , increases @ simple rate of 10% every year for a period of 23 years years further pension static at 100% of last pension amount on survival of annuitant beyond 85 years or period of of 23 years years whichever later on survival Rs.63,095.80 for life. The return of purchase price will be as per NAV max of 20.4969 |
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