Principal:423015.00 Rate of Intt:7.27705
Compounding mode:Yearly compounded
ICICI prulife ANNUITY SCHEME 5
entry age=62
Joint life last survivor with return of purchase amount
Option 1 - Conventional-the pension starts at first year and continues with the static pension for the entire period of term
Having maturity value
Term: 23 years Moratorium=NIL
| Year | B/F | Payout | Interest | C/O/Balance | NAV(FV:10) | |
|---|---|---|---|---|---|---|
| year 1(1)/AGE 62 | 4,23,015.00 | 28,219.99 | 28,729.43 | 4,23,524.44 | 10.0120 | |
| year 2(1)/AGE 63 | 4,23,524.44 | 28,219.99 | 28,766.50 | 4,24,070.95 | 10.0249 | |
| year 3(1)/AGE 64 | 4,24,070.95 | 28,219.99 | 28,806.27 | 4,24,657.23 | 10.0388 | |
| year 4(1)/AGE 65 | 4,24,657.23 | 28,219.99 | 28,848.94 | 4,25,286.18 | 10.0536 | |
| year 5(1)/AGE 66 | 4,25,286.18 | 28,219.99 | 28,894.71 | 4,25,960.90 | 10.0696 | |
| year 6(1)/AGE 67 | 4,25,960.90 | 28,219.99 | 28,943.80 | 4,26,684.71 | 10.0867 | |
| year 7(1)/AGE 68 | 4,26,684.71 | 28,219.99 | 28,996.48 | 4,27,461.20 | 10.1051 | |
| year 8(1)/AGE 69 | 4,27,461.20 | 28,219.99 | 29,052.98 | 4,28,294.19 | 10.1247 | |
| year 9(1)/AGE 70 | 4,28,294.19 | 28,219.99 | 29,113.60 | 4,29,187.80 | 10.1459 | |
| year 10(1)/AGE 71 | 4,29,187.80 | 28,219.99 | 29,178.63 | 4,30,146.44 | 10.1685 | |
| year 11(1)/AGE 72 | 4,30,146.44 | 28,219.99 | 29,248.39 | 4,31,174.84 | 10.1928 | |
| year 12(1)/AGE 73 | 4,31,174.84 | 28,219.99 | 29,323.23 | 4,32,278.08 | 10.2189 | |
| year 13(1)/AGE 74 | 4,32,278.08 | 28,219.99 | 29,403.51 | 4,33,461.60 | 10.2469 | |
| year 14(1)/AGE 75 | 4,33,461.60 | 28,219.99 | 29,489.63 | 4,34,731.24 | 10.2769 | |
| year 15(1)/AGE 76 | 4,34,731.24 | 28,219.99 | 29,582.03 | 4,36,093.28 | 10.3091 | |
| year 16(1)/AGE 77 | 4,36,093.28 | 28,219.99 | 29,681.14 | 4,37,554.43 | 10.3437 | |
| year 17(1)/AGE 78 | 4,37,554.43 | 28,219.99 | 29,787.47 | 4,39,121.91 | 10.3807 | |
| year 18(1)/AGE 79 | 4,39,121.91 | 28,219.99 | 29,901.54 | 4,40,803.46 | 10.4205 | |
| year 19(1)/AGE 80 | 4,40,803.46 | 28,219.99 | 30,023.91 | 4,42,607.38 | 10.4631 | |
| year 20(1)/AGE 81 | 4,42,607.38 | 28,219.99 | 30,155.18 | 4,44,542.57 | 10.5089 | |
| year 21(1)/AGE 82 | 4,44,542.57 | 28,219.99 | 30,296.00 | 4,46,618.58 | 10.5579 | |
| year 22(1)/AGE 83 | 4,46,618.58 | 28,219.99 | 30,447.07 | 4,48,845.66 | 10.6106 | |
| year 23(1)/AGE 84 | 4,48,845.66 | 28,219.99 | 30,609.14 | 4,51,234.81 | 10.6671 | |
| Adjustment | +0.18 | 10.0000 | ||||
| Further pension(on survival) | 28,219.99 | |||||
| Surrender val(on death) | 4,23,015.00 | |||||
| ||||||
| Suggested INFLAPRO OPTIONS:
Option 1 - Conventional-the pension starts at first year at Rs.28,219.99 Yearly compounded and continues with the static pension for the entire period |
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