INVENTION (2010) !
INVENTION (2010) ! INVENTION (2010) !
INFLAPRO(™)
policy
Easily Implementable by
GOVT and INSU.cos
can make PENSION GRACEFUL
at no extracost/no taxpayer money
all with self generation
list of investment/annuity for icome Rs. unorganised sector.
click the following box for pages of various age
.
Current Age:18Current Age:18- Current age:18 Retirement age:60 Basic:0pm Expense:25000
calculatable for other ages from 18 to 60 go Main/top
- Annuity from age..to 61, ... 85 Rs 34.67 Lac, 36.75 Lac, ............. ,1.40 Crore
- Continued annuity on survival Rs.1.40 Crore or surrender val Rs.15.34 Crore
- Death benefit /survival as per NAV from Rs.8.11 Crore to Rs.15.34 Crore
- OR LIFETIME ANNUITY of Rs.76.57 Lac from age 61with Rs.0.00ROP/surrender val
- investment PF (0)pm , 80GC(2500) pm ,MF(2494)pm total invst. Rs.4994 pm plus contributory Rs.0pm.
.
Current Age:20Current Age:20- Current age:20 Retirement age:60 Basic:0pm Expense:25000
calculatable for other ages from 18 to 60 go Main/top
- Annuity from age..to 61, ... 85 Rs 30.86 Lac, 32.71 Lac, ............. ,1.25 Crore
- Continued annuity on survival Rs.1.25 Crore or surrender val Rs.13.65 Crore
- Death benefit /survival as per NAV from Rs.7.22 Crore to Rs.13.65 Crore
- OR LIFETIME ANNUITY of Rs.68.14 Lac from age 61with Rs.0.00ROP/surrender val
- investment PF (0)pm , 80GC(2500) pm ,MF(2847)pm total invst. Rs.5347 pm plus contributory Rs.0pm.
.
Current Age:25Current Age:25- Current age:25 Retirement age:60 Basic:0pm Expense:25000
calculatable for other ages from 18 to 60 go Main/top
- Annuity from age..to 61, ... 85 Rs 23.06 Lac, 24.44 Lac, ............. ,93.36 Lac
- Continued annuity on survival Rs.93.36 Lac or surrender val Rs.10.20 Crore
- Death benefit /survival as per NAV from Rs.5.39 Crore to Rs.10.20 Crore
- OR LIFETIME ANNUITY of Rs.50.92 Lac from age 61with Rs.0.00ROP/surrender val
- investment PF (0)pm , 80GC(2500) pm ,MF(4005)pm total invst. Rs.6505 pm plus contributory Rs.0pm.
.
Current Age:30Current Age:30- Current age:30 Retirement age:60 Basic:0pm Expense:25000
calculatable for other ages from 18 to 60 go Main/top
- Annuity from age..to 61, ... 85 Rs 17.23 Lac, 18.26 Lac, ............. ,69.77 Lac
- Continued annuity on survival Rs.69.77 Lac or surrender val Rs.7.62 Crore
- Death benefit /survival as per NAV from Rs.4.03 Crore to Rs.7.62 Crore
- OR LIFETIME ANNUITY of Rs.38.05 Lac from age 61with Rs.0.00ROP/surrender val
- investment PF (0)pm , 80GC(2500) pm ,MF(5739)pm total invst. Rs.8239 pm plus contributory Rs.0pm.
.
Current Age:35Current Age:35- Current age:35 Retirement age:60 Basic:0pm Expense:25000
calculatable for other ages from 18 to 60 go Main/top
- Annuity from age..to 61, ... 85 Rs 12.88 Lac, 13.65 Lac, ............. ,52.13 Lac
- Continued annuity on survival Rs.52.13 Lac or surrender val Rs.5.70 Crore
- Death benefit /survival as per NAV from Rs.3.01 Crore to Rs.5.70 Crore
- OR LIFETIME ANNUITY of Rs.28.43 Lac from age 61with Rs.0.00ROP/surrender val
- investment PF (0)pm , 80GC(2500) pm ,MF(8445)pm total invst. Rs.10945 pm plus contributory Rs.0pm.
.
Current Age:40Current Age:40- Current age:40 Retirement age:60 Basic:0pm Expense:25000
calculatable for other ages from 18 to 60 go Main/top
- Annuity from age..to 61, ... 85 Rs 9.62 Lac, 10.20 Lac, ............. ,38.96 Lac
- Continued annuity on survival Rs.38.96 Lac or surrender val Rs.4.26 Crore
- Death benefit /survival as per NAV from Rs.2.25 Crore to Rs.4.26 Crore
- OR LIFETIME ANNUITY of Rs.21.25 Lac from age 61with Rs.0.00ROP/surrender val
- investment PF (0)pm , 80GC(2500) pm ,MF(12500)pm total invst. Rs.15000 pm plus contributory Rs.0pm.
.
Current Age:45Current Age:45- Current age:45 Retirement age:60 Basic:0pm Expense:25000
calculatable for other ages from 18 to 60 go Main/top
- Annuity from age..to 61, ... 85 Rs 7.19 Lac, 7.62 Lac, ............. ,29.11 Lac
- Continued annuity on survival Rs.29.11 Lac or surrender val Rs.3.18 Crore
- Death benefit /survival as per NAV from Rs.1.68 Crore to Rs.3.18 Crore
- OR LIFETIME ANNUITY of Rs.15.88 Lac from age 61with Rs.0.00ROP/surrender val
- investment PF (0)pm , 80GC(2500) pm ,MF(12500)pm total invst. Rs.15000 pm plus contributory Rs.0pm.
.
Current Age:50Current Age:50- Current age:50 Retirement age:60 Basic:0pm Expense:25000
calculatable for other ages from 18 to 60 go Main/top
- Annuity from age..to 61, ... 85 Rs 5.37 Lac, 5.69 Lac, ............. ,21.75 Lac
- Continued annuity on survival Rs.21.75 Lac or surrender val Rs.2.38 Crore
- Death benefit /survival as per NAV from Rs.1.26 Crore to Rs.2.38 Crore
- OR LIFETIME ANNUITY of Rs.11.86 Lac from age 61with Rs.0.00ROP/surrender val
- investment PF (0)pm , 80GC(2500) pm ,MF(12500)pm total invst. Rs.15000 pm plus contributory Rs.0pm.
.
Current Age:55Current Age:55- Current age:55 Retirement age:65 Basic:0pm Expense:25000
calculatable for other ages from 18 to 60 go Main/top
- Annuity from age..to 66, ... 85 Rs 5.37 Lac, 5.69 Lac, ............. ,16.26 Lac
- Continued annuity on survival Rs.16.26 Lac or surrender val Rs.2.03 Crore
- Death benefit /survival as per NAV from Rs.1.37 Crore to Rs.2.03 Crore
- OR LIFETIME ANNUITY of Rs.12.95 Lac from age 66with Rs.0.00ROP/surrender val
- investment PF (0)pm , 80GC(2500) pm ,MF(12500)pm total invst. Rs.15000 pm plus contributory Rs.0pm.
.
Current Age:60Current Age:60- Current age:60 Retirement age:70 Basic:0pm Expense:25000
calculatable for other ages from 18 to 60 go Main/top
- Annuity from age..to 71, ... 85 Rs 5.37 Lac, 5.69 Lac, ............. ,12.15 Lac
- Continued annuity on survival Rs.12.15 Lac or surrender val Rs.1.16 Crore
- Death benefit /survival as per NAV from Rs.90.47 Lac to Rs.1.16 Crore
- OR LIFETIME ANNUITY of Rs.11.04 Lac from age 71with Rs.0.00ROP/surrender val
- investment PF (0)pm , 80GC(2500) pm ,MF(12500)pm total invst. Rs.15000 pm plus contributory Rs.0pm.